The XDC protocol is a global, open-source, XDC delegated Proof-of-Stake (PoS) consensus network with a hybrid architecture model. The XDC has been specifically designed for tokenization and to support institutional activities and processes in trade finance. The brilliant hybrid capabilities of XDC make it ideal for projects and applications that require high scalability and interoperability. The delegated PoS consensus enables hybrid relay bridges, instant block finality, and interoperability for the deployment of interoperable smart contracts. XDC ensures compatibility between its hybrid blockchain and financial institutions using the ISO 20022 financial messaging standards. This allows financial enterprises and independent community contributors to deploy smart contracts as well as convert centralized systems into a robust decentralized network.